Insurance | Direct Insurance Service of Minnesota

Insurance transfers the financial risk of life's events to an insurance company. A sound insurance strategy can help protect your family from the financial consequences of those events. A strategy can include personal insurance, liability insurance, and life insurance.

The Wild West of Data Theft

Learn about cyber liability insurance in this entertaining video.

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Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

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If a Tree Falls

This handy video helps you stay prepared in case a fallen tree has damaged your house.

Gun Ownership and Your Homeowners Policy

Gun owners need to make sure that their homeowners policy covers the full value of their firearm(s) as personal liability.

The Best of Both Worlds

Here are a few reasons we’ve chosen to be independent.

When Does Your Personal Car Become a Commercial Vehicle?

At what point can you call a personal vehicle commercial?

Insurance Needs Assessment: Married With Children

When you’re married and have children, insurance needs will be different.

What is a Broker?

Do you know what a Broker is?

Did You Know This Fact About Emergency Preparedness?

An emergency kit is essential for every household.

Making Sense Of A Home Warranty

Understanding the value of a home warranty.

Did You Know This Fact About Freestanding Structures?

Separate structures on your property may have to be insured separately.

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Disability Income

This calculator estimates your chances of becoming disabled and your potential need for disability insurance.

Lifetime of Earnings

Estimate how much you have the potential to earn during your working years.

Long-Term-Care Needs

Determine your potential long-term care needs and how long your current assets might last.

Assess Your Life Insurance Needs

This calculator estimates how much life insurance you would need to meet your family's needs if you were to die prematurely.

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Long-Term-Care Protection Strategies

The chances of needing long-term care, its cost, and strategies for covering that cost.

Protecting Those Who Matter Most

The importance of life insurance, how it works, and how much coverage you need.

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Combine Your Policies and Save

Some things just make perfect sense in pairs.

The Wild West of Data Theft

Learn about cyber liability insurance in this entertaining video.

The Other Sure Thing

Though we don’t like to think about it, all of us will make an exit sometime. Are you prepared?

If a Pipe Breaks

Learn what to do when a pipe bursts with this helpful video flooded with smart tips.