Disability Income This calculator estimates your chances of becoming disabled and your potential need for disability insurance. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Is Term Life Insurance for You? Term insurance is the simplest form of life insurance. Here's how it works. The Financial Literacy Crisis Many Americans are operating their personal finances with only the barest minimum of knowledge. Saving for College This calculator can help you estimate how much you should be saving for college.